Minnesota

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Mankato, Minnesota CD Rates – 18-Month

You are viewing rates from banks across Mankato





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Mankato, Minnesota . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Mankato, MN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.16% → 4.06%

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.00% → 2.53% → 2.51% → 3.16%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.90%

$10,000

20.00

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0.80%

$75,000

21.78

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0.70%

$2,500

21.28

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0.70%

$10,000

21.34

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0.60%

$10,000

11.91

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0.50%

$500

21.78

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0.50%

$10,000

8.84

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0.45%

$10,000

1.43

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0.43%

$100,000

13.18

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0.40%

$100,000

2.58

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0.35%

$10,000

2.58

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0.33%

$10,000

13.18

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0.30%

$100,000

2.58

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0.30%

$10,000

1.17

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0.30%

$10,000

0.79

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

2.58

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0.25%

$10,000

0.79

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0.20%

$10,000

2.58

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0.18%

$10,000

2.58

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0.17%

$10,000

2.58

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

2.58

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0.13%

$100,000

2.58

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0.10%

$10,000

2.58

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0.09%

$10,000

2.58

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Mankato, MN - August 1, 2025


Branch Street City State
Profinium, Inc.
Profinium, Inc. Mankato Branch
100 Warren Street; Suite 100 Mankato MN
Pioneer Bank
North Mankato Branch
1735 Commerce Drive North Mankato MN
Wells Fargo Bank, National Association
North Mankato Branch
1760 Commerce Drive North Mankato MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN
Alliance Bank
Courtland State Bank Branch
329 Main Street Courtland MN
Cornerstone State Bank
Le Sueur Branch
415 North Main St Le Sueur MN
The First National Bank of Le Center
The First National Bank Of Le Center Branch
10 West Minnesota Street Le Center MN
First State Bank of Le Center
First State Bank Of Le Center Branch
88 North Park Avenue Le Center MN
HomeTown Bank
St. Peter Branch
102 South Third Street St. Peter MN
Cornerstone State Bank
Le Sueur Branch
415 North Main St Le Sueur MN
St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated) Branch
100 Main St. West Saint Clair MN
Citizens Community Federal National Association
Citizens Community Federal National Association Branch
1901 Madison Ave E Suite 410 Mankato MN
ProGrowth Bank
ProGrowth Bank - Nicollet Branch
703 3rd Street, PO Box 77 Nicollet MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
ProGrowth Bank
ProGrowth Bank - Nicollet Branch
703 3rd Street, PO Box 77 Nicollet MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
First National Bank Minnesota
Mankato Branch
500 Long Street Mankato MN
United Prairie Bank
Mankato Branch - Civic Center Plaza
3 Civic Center Plaza Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
United Prairie Bank
Mankato Branch - Civic Center Plaza
3 Civic Center Plaza Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Old National Bank
Mankato Branch
101 North Second Street Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
Frandsen Bank & Trust
Northridge Branch
1661 Commerce Drive North Mankato MN
U.S. Bank National Association
Amboy Branch
156 East Maine Amboy MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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